Farmers State Bank in 175 Center Point Road

Customer Reviews about Farmers State Bank:

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  Looks can be deceiving! Potential Customer Beware. I moved to Farmers State Bank because of their ads and promises. They stated they offer personal customer care and they would be willing to see a person for who they are not the money they are worth. For the first year it was ok…..when it came to asking for a loan they said “no”. Then advised me to get there credit card….which I did. I lost my job and ended up moved away and was looking at foreclosure on my home. Did they care no? I asked them to reduce my interest on the $3k, they said “no”, I asked them to make my payments smaller they said “no”. I then advised “if they are not going to work with me to pay off this debt it will have to go to bad debt and then collections because I could not make their required payments.” Now here is where their true colors shine; and why they are a terrible institution to do business with. They knew I lived two states away and was having trouble getting back on our feet again. They took my credit card debt to court to gain their money back. Now they knew my new address but they did not tell the courts. So by the time I got my paper work it was a week from the court date. I could not take time off after receiving a new job or pay for the cost to travel back to Iowa. I also did not have the money to hire an attorney. So they got me in a rock and a hard place. So I had to sign their forms to stop the judgment from happening. (Barbara from their credit card department) Well they lied and they did not stop the judgment from happening even after agreeing to their terms of $200/month PLUS INTEREST. She was also not going to charge me for the court cost and now they are on my credit card statement. But it does not end there either……if my checking account with them did not have the $200 in the account they would charge me $25 return transaction fee on my credit card statement. Get another $30 from my checking account and charge me a late fee. But when their full $200 is there they take it out the same day. The credit card department and banking are suppose to be to separate businesses…..but somehow they conveniently now when money hits my account….you judge for yourself. I just realized this was happening after going over some statements and I called them (Barb) on it. She must think her words of “we have a court order” scares me. What they are doing is unethical and wrong. Take advantage of the ones who won’t put up a fight. Well what more can they do to me? I’m almost done paying back and can’t wait to close my accounts but before I do I want to tell the real story about how Farmers State Bank does business. So potential customer beware! Would you want to be in business with Farmers State Bank if an unforeseen life event happens to you? They are only out to get your money and don’t care about the average hard working individual.
  By A Google User, October 14, 2016

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About Farmers State Bank in Hiawatha